Quote from: kobaya74 on September 17, 2015, 10:54:10 AM

Quote from: lorylore on September 16, 2015, 12:47:38 PM

Quote from: pmatveev on September 16, 2015, 07:19:01 AM

Quote from: lorylore on September 15, 2015, 06:00:42 PM

Quote from: kobaya74 on September 15, 2015, 12:17:29 PM

When I pay with debit card at store (Purchase Transaction listed as free) do I still get 3% Foreign Transaction Fee since card I ordered is in euro, and my domestic currency is not? On Xapo it is listed that you pay 3% fee (I presume Visa takes it for conversion). Since on Xapo it is such a case, it must be here too. Or I am wrong, and fee is free even it is not in euro?

Since the 3% takes the VISA then this fee is applied here too.
Recently i see that the virtual card now cost 3$, and don't forget to check the promotion.
Also when you convert your bitcoin to fiat money in the card, you can not buy back bitcoins.

we are working on buy-back function at the moment, so should be available quite soon

I don't understand this "ATM Transaction Domestic and International"
To which country are you referring domestic to? To the shipped country or the country that issues the debit card?
Monthly SMS notification fee (not optional) - We want it or not 1 will be deducted from our balance right?

ATM domestic is when you have euro card and do withdraw in euro. Same is for GBP and USD. If you do withdrawal in any currency that is not main on your card, you are doing international. It is the same with Visa and Master, debit or credit.
As for SMS fee, it is for your security. Better to pay 1 euro SMS fee, thing I could actually use, than to pay inactivity fee. Or yearly fee. see on https://support.xapo.com/what-fees-are-associated-with-the-xapo-debit-card . It is better expained there, but fees are the same (Visa is Visa, e-coin or Xappo, doesn't matter). They charge annual fee, e-coin sms fee... Some other charge incativity fee 1E... All in all, what you have to pay you have to pay. I consider only e-coin or xappo, not considering shady ones with "free everything, just join, we are not scam". Nothing is free when it comes to VISA/Master land.

Thanks for explaining this, very helpful, got it.
In general it mean that it is e-coin fee, but just mentioned as SMS fee, if i don't use the debit card let's say for 2 months, there will be no sms, but i still have to pay the fee. Soon i will get one debit card just waiting if i win in the e-coin promotion.