Indeed, that makes it even more valuable, but it's nice to own 21, because 21 million is the total generated supply, nonetheless you are right, also, we will all be dead before 21 million coins are mined, so you have to subtract not only the keys that are forever lost but the non generated coins (mined) coins too.
No way!

With so fast increasing power to mine Bitcoin, all Bitcoins will be mined in around 15 years! Are you so old to be afraid not reach this age

That's not how mining works my friend!

I dont understand your comment.. Are you suggest that i don't know how work mining proces?

Maybe you know better, but if so - check this please:
"The last block that will generate coins will be block #6,929,999 which should be generated at or near the year 2140. The total number of coins in circulation will then remain static at 20,999,999.9769 BTC."
I wrote 15 years beacuse i expect that in next 5-10 years will be invented something 100 times more powerfull than ASIC.
I hope now this is more clear
There will be halvings until 2140... it's just that at around 2030 the coin reward will be so small that the total supply will be mostly mined, but not 100% mined until 2140. By 2030 anyone holding 21 BTC+ will be RICH.