Quote from: xhomerx10 on December 20, 2015, 06:40:35 AM

You people are ridiculous thinking about how much "interest" to get on your bitcoins. They've climbed 50% in value in the last 30 days and you think somebody can afford to pay interest on top of that?! You'll be lucky to get back your coins at all if you lend them out in this climate.

This discussion interesting me much. On my signature you could see how and why i ask for BTC , and you could understand that in my opinion there a good rates for lenders is possible, but not more than this....

Here a part of my tread (for 2 month i offer 20%):

WHY I TURN TO YOU FOR A LOAN?

Because, on balance, the financing costs are the same than those who go to pay in the case of Bank loans and / or Bank credit facilities, in fact:
1) Using your loans I pay my purchases in cash on delivery, and this allows me to get an average discount of 5%,but sometimes i can get even bigger discounts.
2) Its important to note that in every purchase I pay at least 50% with my own money the and if the liquid assets available to let me I try to pay in full with all my money (all depends on the sales and the periods in which there are no taxes to pay);
3) Usually my order value gone from 1000 to 3500 : This means that for 1000 order, i borrow no more than 500 euro, and i pay on this 500x20%= 100 as interest. But if you consider discount obtained for paying in cash at delivery (1000 euro*5%= 50 Euro), i've a net cost for financing my order of 50 , that mean i pay about 5% rate flat for 2 mount ( about 30% yearly). Please consider that using Bank found in italy costs about 22% yearly or use credit card cost over 30% yearly.