Hello, I am fairly new here but have some mBTC to spare and thought I could lend some out with low interest, learning and maybe even making some friends along the way.

**I understand I am a Jr. Member but I will be very selective of newer members that ask for a loan. Obviously I will be checking applicant's post history and any references. Collateral is optional, but it will increase the chance of acceptance and may take up to half-off interest. I may request to hold (or have an escrow hold) the forum accounts of qualified applicants and they can communicate using an alternate until the debt is cleared. Stable altcoins accepted on YoBit.net will also be considered at %120. I will be selective and may deny any request without reason, though the reason is typically lack of reputation, post quality, or account/collateral worth.**

My wallet: 1KMQ3j83CDEVkKC2SpLJyRfssq54Fx6a7Q

Current Lending (available) Balance: 0.10BTC

Loans in progress:

Quote from: dj6230 on January 24, 2016, 08:32:49 AM

Loan amount: 0.07BTC
Today's date: January 24, 2016
Final payback date: February 8, 2016
Total payback amount: 0.0805BTC
Collateral: No
My wallet: 18Y9qvwzrYskWBckFyYte3NtokV9uvprWz

Plan: 1% Interest owed per day borrowed up to 10 days + 2% interest through 20 days + 3% up to 30 days

Example A: Borrow 0.01BTC for 6 days, pay back 0.0106BTC on day 6.
Example B: Borrow 0.01BTC for 12 days, pay back 0.0114BTC on day 12.

Interest may stay at 1% per day up to 15 days for Trusted members.
Max loan amount depends on Trust + Collateral
Current min. loan amount: 0.005BTC

Applicants must post here first in this format:

Code:

[b]Loan amount: 0.00[btc]
Today's date: January X, 2016
Final payback date: February X, 2016
Total payback amount: 0.00[btc]
Collateral: No/Yes:
My wallet: [/b]

Once accepted, I would a like a message asking for the loan signed by your wallet. Like this:

Quote from: Alaki on January 22, 2016, 01:05:28 AM

Quote from: b1trad3r on January 22, 2016, 01:00:53 AM

Address: 1KMQ3j83CDEVkKC2SpLJyRfssq54Fx6a7Q
Message: This is b1trad3r from bitcointalk.org on January 21, 2016.
Signature: IKhsnfpwEk7vqTCbSjPZyCeBL/UCNqjN7P8PYvC7hhgSfEetiXk8TGnEja20xqIJ/0zeePBzrtAXV3ERB2M7nwU=

Signature quoted & Verified

Quote from: Alaki on January 22, 2016, 12:47:23 AM

Tutorial (How to sign a message?!)-> https://bitcointalk.org/index.php?topic=990345.0

I am most active 12-7AM GMT but also check this site sporadically.

Completed Loans:

Quote from: JumperX on January 22, 2016, 02:55:59 AM

Loan amount: 0.03BTC
Today's date: January 22, 2016
Final payback date: January 27, 2016
Total payback amount: 0.0315BTC (5% in 5days)
Collateral: No
My wallet: 1JCKiyRD4JVYnpf5PQcduD7udNHJZxYoQ6
Paid: https://blockchain.info/tx/5e8c8a3279a5796206f58ab14c683611793a611e6e622f3620d5061e2e0dec71

Quote from: mixan on February 01, 2016, 02:46:03 AM

Quote from: b1trad3r on January 30, 2016, 02:21:43 AM

I am willing to extend at terms below:

Quote from: mixan on January 24, 2016, 04:32:05 AM

Loan amount: 0.06BTC
Today's date: January 24, 2016
Final payback date: Feb. 1, 2016
Total payback amount: 0.0648BTC
Collateral: No

Payback address in thread OP and my profile beginning 1KMQ

Sent to you 0.0649btc for thanking you for waiting and being patient.
https://blockchain.info/tx/2c2455dc790e749d73a095c9e26f8a736029e9101b3193943df9cb0396988bca

<BTC