I agree. Presumably the goal is to hide the complexity from the end-users, as done with cars, TVs, cell-phones and so forth. Computers make an interesting middle-of-the-road example. They are far too complex for some potential end-users, but "just right" for others. If we all had to think about transistor logic when we made forum posts we wouldn't get far, but the industry has "made it simple" with Windows and such.         

Eye of the beholder stuff, but I'm very happy if crypto wallets get easier and easier to use as long as third parties don't insert themselves into the process. Hmmn. I like Trezor, although I don't have one yet, and I like Slush. Is Trezor itself a third party of the kiind I'm fussing about? Aieee - my head hurts.

Again, I would never have started thinking along these lines without the sudden realization that I would have to deal with a third party - not a party of my choosing - in order to resolve a disputed transaction with a privacy provider. I abandoned the payment and switched VPN providers, rather than do that, fwiw - a little windfall for Bitpay, but peace of mind for me.