Quote from: franky1 on February 09, 2016, 08:48:44 PM

fiat
A. 3-5 business days. for wire transfers, cheques and even paypal withdraws
D. comparing Visa worldwide is a failure of understanding visa.. dd you know that Visa has not 1 ledger.. but multiple ledgers. and the statistics of world transactions is based on the combined sum of all their ledgers.. on that note. i wish to combine bitcoins ledger to represent visa USA, litecoin to represent VISA europe, feathercoin to represent Visa UK. and a dozen other altcoins to represent the other dozen Visa ledgers.. and then lets combine the total transactions per second of cryptocurrency as a whole

A. 3-5 buisiness days for the payment to come in, but you have a central authority that can promise you within seconds that the money WILL come through. This element of trust makes VISA effectively REAL TIME.
With bitcoin you can't truly use it to buy day-to-day items, buying over the internet sure, but a coffee at starbucks? or a burger?

D. VISA can have 50 ledgers or even 1 trillion. This isn't the same as saying bitcoin represents X and litecoin represents Y.
VISA as VISA is a single protocol that can process many TX's at once. The exact details on how they implemented their technology isn't relevant, what is relevant is the outcome.
If you are able to force EUROPE to use ONLY litecoin, and the USA to use only BITCOIN, and somehow this is able to withstand VISA scale TX's world wide - FINE. But the current status is - if I want to use Bitcoin or any other crypto that has any activity at all, I will need to wait - this is what eMunie comes to fix.

Quote from: franky1 on February 09, 2016, 09:20:39 PM

...
lastly bitcoin is a great currency..
instead of centralized inflation that causes people to not save their income, and to spend it so much they even get loans to spend more, causing the country to have debt issues..

bitcoin is deflationry.
infact the coins i said in 2012-15 i am now spending happily without a care in the world. because the deflationary nature has helped me to turn a one hours wage into a weeks worth of spending. all because i saved.
...

Tell that to the people who bought at $1K and are now holding worthless bits and bytes.
In order for a crypto to actually work as a currency, for people to truly use it, and not use it as a means of converting fiat back and forth, you need it to be stable.
I will never use bitcoin to pay for anything, for the simple reason that what if 5 minutes after I pay for my dinner (for example), the price rises by 50% due to some whale buying.
So now the meal I just payed for $60 has now actually cost me $90.

In eMunie, when more supply is made, it is spread between all "share holders". Meaning that holding will benefit you. When the system creates new currency due to increase demand, a certain percent goes to those who have done work (i.e validate tx's and other actions that help the system) and a certain percent goes to the share holders based on the amount of shares they hold.
You should expect over time, that even though a single coin is still worth the same - the total amount of coins you have will rise, making your 1 hours work multiply.