Quote from: randy8777 on March 17, 2016, 04:34:42 AM

Quote from: tommorisonwebdesign on March 16, 2016, 05:16:10 PM

So I have seen a lot of topics relating to different methods of managing money ("How to earn Bitcoin, "How to save money") and the likes. Now I would like to see what are the best ways people can come up with in regards to managing their money. I find creating a budget is one of the fundamentals of managing money. If you have no records, you can't know exactly how much money you have to spend each month. Another piece of advice I would like to give to people is to not use your credit card unless you're able to pay it off in full at the end of the week.

Any input?

i know exactly what my expenses are. and i also know (more or less) how much i will spend on food and stuff. and a certain part of my salary goes directly to my savings account. as soon as my salary posts in my bank account i know (nearly) exactly how much free money i have to do some nice things with. and from that free money i use around $100 to buy some bitcoins with to store in my cold wallet. i have always been good with my money. i never had a debit card and will never signup for one. it's pure nonsense. people use it to spend money they don't have.

Debit card is such a way of wasting money obviously, I won't suggest you to use these kind of service come from banks.
Randy is one of example who have self control and good at managing his money and even invest some into bitcoin cold wallet.
First of all, you need strong determination of your desire of things to manage properly.
Do not owe money to the bank if you want buy something, you will suffer under your debt for sure.
Savings is most important to future planning
Invest some of your money to create second source income.