Much respect but did you actually read the post?

You must of overlooked one of the links as well.
http://www.americanbanker.com/bankthink/ripples-overlooked-path-to-decentralization-1075603-1.html

I read it. And I know more than the person who wrote that nonsense.

https://bitcointalk.org/index.php?topic=1319681.msg13777193#msg13777193
https://bitcointalk.org/index.php?topic=1319681.msg13777571#msg13777571
https://bitcointalk.org/index.php?topic=1319681.msg13778110#msg13778110

Also the Interledger is just decentralized exchange, which I also seem to know more than others about:

https://bitcointalk.org/index.php?topic=1364951.msg14078549#msg14078549

Ripple promulgates a lot of hyped nonsense to n00bs in the government, W3C, and banking sector who don't understand the details.

I think the greatest irony is how Larry Summers et al don't realize that they are crafting their own demise by investing in shit such as profitable mining, Lightning (channelled) Networks, smart contracts, Ripple nonsense, etc..