Post
Topic
Board Service Announcements
Re: [ANN] BTCJam - Peer to Peer Bitcoin Lending
by
btiAndy
on 22/03/2016, 15:40:40 UTC
BTCJam.  What the hell.

I have sign up 3 months ago I did the Verified stuff. I am still waiting to get approved so I can get the loan that I need. I have been emailing them can get nothing at all.
I don't know what to do. 

I here all the time that BTCJam is the best way to get a loan. I am have a bad feeling about that.   

Is there anyone can help me with is. 

I have the same problem. But I received btcjam e-mail yesterday:

Quote
Hello there,
In order to have your documents and application reviewed, your credit score must be a C- or better. Your documents will remain in review until your score improves!

You can improve your credit score by connecting more accounts or requesting references from friends, family, or colleagues.

Requesting references? I dont have facebook, lol. And what should I do?

Maybe they are phasing out D-rated loans...currently there are 19 loans on offer and only one is a D and it is an older one. BTCJam has a tendency to implement  policy changes without any announcement...similar to withdrawing from the U.S. market without any official announcement.

I dont want a D-rate, but how can I receive a better rate, if BtcJam dont want to review my docs? Its absurd.

I meant that anyone with a credit rating of D or less may no longer be able to get qualified for a loan...if they wrote to you saying you need to raise your credit rating to a C- or better then it tells me that a D rating is no longer acceptable (just a guess). I know Tulkas responds here every now and then, maybe he can step in and help out with an answer.