Quote from: RavenBitcoins on March 24, 2016, 09:40:07 AM

#1 E-Coin / Wirex https://www.e-coin.io/ https://wirexapp.com/
This is a 2-way bitcoin card (just annouced and tested), which means you can keep both bitcoins and fiat (USD, EUR, GBP) in your account, and switch between them as you wish. Plastic card for $ 17 and Virtual for $3. Has both Visa and MasterCard.
They offer unnamed cards, and no documents are required if you load it up to $2500. Verified users have no load limits. Both verified and unverified have no daily spend limits, regarding to number of purchases and their values.
Has below average fees, although not always the lowest. 1% when converting BTC to fiat, $2,50 when using the ATM. They ship to 130+ countries, the highest number announced so far. No annuity.
Theyre the only service with 24/7 support, and theyre very fast. It really counts when you are abroad and need help with some issue (see below my experience with Xapo).
The Wirex app is a big plus. I was a beta tester and it is pretty slick. Works like a charm for being in beta.

Wirex/E-Coin get the nod simply because they offer the most services, offer the best support and even if the service is not perfect I do not see anyone providing a better service at this time.

everytime when i try to load my virtual card , i get a error:
Service unavailable - try again later

they can get money for the card, but i cant use it???!
i wrote support, no answer...

now to your nr 2:

Quote from: RavenBitcoins on March 24, 2016, 09:40:07 AM

#2 Bit-X www.bit-x.com
Bit-X offers many services like E-Coin. They have the smallest fee, which is 0.5% BTC to fiat. They ship to the US, which is rare among the cards Ive been researching. The plastic costs 0.13BTC and they dont offer a virtual card.
They also accept you to top-up your card with LTC. Fiat is USD, EUR and GBP.
The account needs to be verified, and there are limits. Your account cant have more than $15,000, and youre limited to a daily 2600 use. Their ATM fees are the worse, ranging from $3.9 up to U$9 in some cases.
They have a low conversion fee and might be the best option for occasional use, although they charge inactivity fees.

after i got the error by e-coin, i wanted to try the next, Bit-x
they new name is coinsbank...

i signed up, everything was ok but now.... i cant login!
because i dont get a SMS for confirmation!
i wrote support but no answer , too...

now i have money in 2 wallets ! and cant do something... and it was so important to pay something in EUR!