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Stellar (XLM) is a completely decentralized consensus platform.
It is designed to support any type of currency.
It has a built in decentralized exchange that can be used to trade any type of currency or asset.

Features & Specifications

3-5 second confirmation time
Supports thousands of transactions per second
Can be used to send or trade any currency, asset, or token.
Open-source
Uses SCP rather than Proof of Work. Whitepaper
Simple, clean API
Multisig and smart contracts
Decentralized distributed database
100B XLM created initially
1% fixed annual inflation

Coin Distribution
Since the Stellar network doesn't use mining, all the coins exist when the network starts.
The majority of these are held by the non-profit Stellar.org.
Stellar.org is distributing the coins in the following way:

50B XLM: to be given in small increments to as many people as possible.
25B XLM: to be given to other businesses and non-profits to reach people that stellar.org wouldn't otherwise be able to reach through the Direct Signup program.
20B XLM: to be given to bitcoin and XRP holders (announcement about the details of this coming soon)
5B XLM: retained by Stellar.org for operations.

More information about the coin distribution can be found here.
You can see the distribution to date here.

How it works
Decentralized network
A decentralized network consists of peers that can run independently of each other.

This means that the Stellar network does not depend on any single entity. The idea is to have as many independent servers participate in the Stellar network as possible, so that the network will still run successfully even if some servers fail.

Ledger
Like a traditional ledger, the Stellar ledger records a list of all the balances and transactions belonging to every single account on the network. A complete copy of the global Stellar ledger is hosted on each server that runs the Stellar software. Any entity can run a Stellar server.

These servers form a decentralized Stellar network, allowing the ledger to be distributed as widely as possible. The servers sync and validate the ledger by a mechanism known as consensus.
This entire process of coming to consensus on the Stellar network occurs approximately every 2-5 seconds.
Prof. David Mazières describes the technical process of consensus in his white paper, The Stellar Consensus Protocol (SCP). You can also explore other resources explaining SCP.

Anchors, trust, and credit
Anchors are simply entities that people trust to hold their deposits and issue credits into the Stellar network for those deposits. They act as a bridge between different currencies and the Stellar network. All money transactions in the Stellar network (except the native digital currency of lumens) occur in the form of credit issued by anchors.
Anchors do two simple things:
1) They take your deposit and issue the corresponding credit to your account address on the Stellar ledger.
2) You can make a withdrawal by bringing them credit they issued.
You have to trust the anchor to honor your deposits and withdrawals of credit it has issued.
Anchors exist in the pre-stellar world now. For example, to use Venmo, you deposit money in from your bank account. Venmo then gives you credit in your Venmo account. You can now send that Venmo credit to anyone that trusts Venmo (anyone with a Venmo account). Someone that received your Venmo credit can convert it to real money by withdrawing it to their bank.
Anchors perform the same function in Stellar. The difference is, all the "Venmos and other anchors are operating on the same network so they can all transact with each other now this makes the system way more powerful. People can now easily send and exchange all these different anchor credits with each other.

Distributed Exchange
The Stellar ledger is able to store offers that people have made to buy or sell currencies. Offers are public commitments to exchange one type of credit for another at a predetermined rate. The ledger becomes a global marketplace for assets.
All these offers form what is called an orderbook. There is an orderbook for each currency/issuer pair. So if you are wanting to exchange Virgin Bank/EUR for bitstamp/BTC you look at that particular order book in the ledger to see what people are buying and selling it for.
This allows people to not only buy and sell currencies in a foreign exchange like manner but also to convert currencies seamlessly during transactions.

Multi-currency transactions

Stellar allows you to send any currency you hold to anyone else in a different currency through the built-in distributed exchange. People can receive any currency through an anchor they added.
For example, Amy wants to send Bob euros, using her BTC balance. Stellar will automatically convert her BTC to EUR. The network will find the best exchange rate for the transaction.

Stellar Development Foundation
Stellar.org (Stellar Development Foundation) is a nonprofit organization that contributes to the Stellar networks development and ensures it remains open and accessible to everyone.
Our mission is to connect people to low-cost financial services to fight poverty. We envision a prosperous world where everyone can improve their own lives through access to affordable payments, credit, and savings accounts.
More details and FAQs about Stellar.org
Press

Videos

6 million financial transactions for just 20 cents | PopTech
Non-Profit On Purpose | Bullish
Joyce Kim, Stellar at Fast Forward Demo Day | Fast Forward

Developers
Make money move as easily as email: develop a Stellar application or run a node on the network.

Dev help: #stellar-dev on IRC or slack.stellar.org #dev channel (theyre mirrored)

Community
The main community space is slack.stellar.org, a real-time chat group with over a thousand members.
You can also join a local Stellar community.

Wallets/apps
https://galactictalk.org/d/6-stellar-wallets-overview/7

https://github.com/TbLtzk/Centaurus Centaurus was the first stellar wallet available on google play. It is completely open source!

https://saza.com.ng/ Saza is a stellar wallet that helps users manage lumens and other assets. Features include: Manage multiple Stellar accounts, Send payments in different assets, Create/Manage Trustlines, Create/Manage Offers, View all operations on account, Set all account options.

https://www.ecliptic.co - Ecliptic is a Stellar Wallet and Trading Client. It has the ability to add multiple wallets, including hosted, client-side and read-only accounts.

https://github.com/Proxiweb/starwallet

https://luuun.com/ Luuun is local lumens made easy. It is the easiest way to send money to the remotest areas of the world. Anyone can buy/sell lumens for cash from a local agent. Simply, 1.) Place a buy/sell request for lumens in your local currency, 2.) Wait for local tellers to respond. View and accept a teller offer nearby. 3.) Navigate to teller, provide a code and exchange cash. In addition, Luuun is a web based wallet for your lumens, digital currencies and other assets on the Stellar network.

http://lobstr.co/ Lobstr is a wallet for Stellar. Lobstr is available as a web app and also has native Android and iOS apps. Lobstr is a smart and secure way to send and receive Lumens. It's clean design and helpful features like email notifications simplify the whole experience and make Lobstr one of the most user friendly wallets.

https://github.com/jojopoper/go-StellarWallet Can run in windows and linux, can support the record query and send and receive Lumens. Command line application mode, easy operation. Does not save the local file, you can use as a cold wallet. Supports Chinese and English.

https://stellar-portal.ngfar.io/ Stellar Portal is a web application to view and manage stellar accounts. It relies completely on Horizon and has no backend. You can view balances, offers, orderbooks and payment, and do most of operations.

http://equid.co/wallet/ The eQuid wallet holds eQuid. eQuid is a complementary currency that is different from other crypto currencies by the way it is injected into the economy. It is earned into existence rather than mined.

http://ledgercn.com Stellar xlm send and receive, account trade history , merge account. Support federation service. Support Chinese and English language UI. Multi-Account manage, easy to use. Support friend manage.

http://ledgercn.com/wallet Easy to use. No need to register, open the web page can be used. Support Chinese and English language. Support send and receive lumens, merge account, and simple trade history. UI support mobile web explorer.

https://getstargazer.com Stargazer is a wallet application for mobile (i.e. Android) and desktop. Multiple accounts, multiple assets, multiple networks, multiple languages. The vision is to push the limit; to raise the bar for what a wallet is, and what you can do with it -- without adding to much fluff. For a overview of the capabilities, and how they work, walk through the tutorial.

https://stellarterm.com/ StellarTerm is a web based trading client. With full ability to interact with the Stellar distributed exchange. It aims to make it easy and safe for users of any skill level to trade on the Stellar network. One big feature is that it has a up-to-date list of all the anchors so that users will have a simpler and safer experience.

http://ledgercn.com/wechat Service for wechat user. Support Chinese and English. Now includes wallet and blockchain browser features, convenient, safe, fast, without the need to install any APP can be used. Support Federation service, send and receive Lumens more convenient.

http://stellarchain.io - Transaction explorer

http://ledgercn.com/wechat/blockchain/index.html Stellar network block chain explorer. Support Chinese and English language.The most comprehensive block chain browser for the Stellar network is now available.

http://codetip.io/ -A simple and easy way to show your appreciation for people on github. It allows you to send lumens to anyone with a github account.

https://www.256kw.com/lucky/ -site for giving lumen gifts to multiple people or groups.

http://stellarinflationpool.com - An inflation pool.

https://stellardice.com - Gamble with your lumens

https://sta2020.github.io/stellar-twitter-alerts/ It allows users to subscribe to notifications of operations on their stellar account. All that is required is your twitter ID and stellar account ID. Once subscribed you will get transaction alerts on twitter via direct messages

https://stellarlookout.com/ - service that lets you get text message notifications regarding transactions that happen on your Stellar account.

http://www.bikewin.co Bob lives in Berlin, Bob pay the deposit to "own" a bike in Shanghai. Bob remote "invest" a bike which is belong to Bob , and the bike rent incoming everyday will come back to Bob's account. technology: stellar payment special: Bob pay not only the deposit, but a invest

https://twitter.com/dearstellar DearStellar is a Twitter bot that listens to mentions from Stellar users who want their account balances to be checked. The Stellar users are instructed to tweet their account ID's in a particular format. The Twitter bot collects the account ID from the tweet and makes use of it to find the account balance. When this is done, the Twitter bot tweets back at the Twitter user to inform them about the success of the process or an error report. The account balance is then sent as a direct message to the Twitter user.

http://kish.pythonanywhere.com/ My app provides account details of a Stellar Account.

http://stellardesk.org/ StellarDesk provides a powerful yet simple way to look into the Stellar network, query data, and make transactions.

https://rehive.com/ - White label wallet that supports Stellar.

http://stellar.network/ -A graphical representation of the validating nodes in the network.

https://github.com/eyecandyDev/stellar-instant-transfer - Add lumen donations to your site.

https://github.com/bjfish/stellar-core-es-indexer - Indexes Stellar Core data into Elasticsearch

https://jfbramson.github.io/stellar_rekey/ Simple web app to re-key or completely move all stellar account assets from one address keypair to another.

https://github.com/thor1887/stellar-extended-merge It merges stellar accounts that have custom assets and offers. The normal merge function only merges xlm. This takes it a step further. It basically copies all assets/offers from source to destination account. It also sets up trustlines. All this is done in the browser. The application allows you to choose if it is to run on the Test network or the public network

https://multisigstellar.github.io/multisig/ It allows users to easily create and sign multisignature transactions.

https://zee2093.github.io/stellar-slack-bot/ A slack bot for stellar. It works in 2 ways. Streaming: It streams all operations on the stellar network to a channel. Queries: It allows users to query the stellar network for basic information such as accounts details, balance and transaction details.

https://github.com/hamzonation/stellar-mailgun-notify It listens for operations in the network and sends out notification using the mailgun api.

https://eyecandydev.github.io/stellar-instant-transfer/ This is a plugin that allows Instant transfer of assets to a given account. It has been modified to handle transfer of non-native assets, and an option to use on live/test network. The transaction is built and signed in the browser so your private key is not transferred through the network. Will be ideal for donation plugins.

https://jgban.github.io/stellar-tradex/ It gives information about recent offers the stellar network. It also allows users to query for bids/asks and recent trades for a given asset pair. It gets the recent trades by querying the most recent operations and then filtering out the manage offers and create passive offers operations. In doing so, it gives an idea of what offers are currently being made for any asset pair and you can bid accordingly.

https://app.ledgercn.com Open stellar to users of various SNS sites(currently wechat supported only) and everyone can issue and manage their assets easily.

http://www.funtracker.site/chart/index.html A simple web app that displays tables and charts of stellar.org asset history prices. Data feed is from funtracker.site API.

https://github.com/sparrow-ai/ofac Facilitates U.S. anchors' compliance with BS and AML regulations by providing a webservice that scrubs names against the OFAC's Specially Designated Nationals List.

http://vaultuser.pythonanywhere.com/ It generates random key pairs for use with Stellar account.

Markets
You can purchase lumens on any of these known markets and exchanges.

Announcements

Sign up for the general newsletter for monthly updates
Sign up for the developer newsletter for tips, best practices, and updates
Join the integrator releases mailing list for important software update information (this is mainly for people actively building on the Stellar network)
Join slack.stellar.org for real-time info
Forum https://galactictalk.org/