Quote from: tgmarks on June 20, 2016, 04:04:26 PM

In looking through this list and I see a lot of people calling out loan requests that look fraudulent, but I don't actually see anyone receiving a loan. I posted myself https://bitcointalk.org/index.php?topic=1510766.0 for a loan and even asked what would be desired if my terms would not good enough and have not received a single offer of someone willing to lend. What does it take to get a loan here? Is anyone actually willing to lend?

Yes. Several loans are given here, especially when there's a valid collateral, a good interest rate and a not-too-long repayment term.
Regarding your request personally I dismissed it because:

The interest rate is extremely low. I didn't think it would be worth starting a negotiation
There's no digital collateral. Physical collateral is much harder to process. It would help this point if you at least say where you are and what collateral exactly you can offer
You want a loan based on USD-value while the BTC price is increasing. So it's very likely just holding the BTC would be a better deal than lending it to you
It's a long-term loan. Normally short-term loans are easier to obtain

Most probably other users had a similar reaction.

I guess you didn't get any replies because there's too much to change to call lenders' attention. And those changes wouldn't probably satisfy your needs.
I really think in your specific case a bank loan would be better.