Quote from: adaseb on June 30, 2016, 06:55:31 AM

When I tried to buy groceries or gas, it was declined both times in person. It only seems to work for ATM withdraws.

Did you have enough on the card for the gas station "padding"?

Taken from another vendor:

Quote

All gas station purchases have an additional charge called 'padding'. This is standard practice in the debit card industry - this means that we reserve a hold when you purchase at a gas station, and then once the transaction is completed, we refund the padding amount to your account.

Say you fill your tank at a gas station for $70 USD. Your total purchase value will hence sum $170 USD ($70 + $100). Once Xapo receives the settlement information from the merchant, usually within 24-48 hours, the padding amount will be returned to your wallet.

Padding amounts by debit card currency:
- 100 USD
- 85 EUR
- 75 GBP