Quote from: Novep on July 03, 2016, 09:35:59 PM

We are providing BTC loans for Bitcointalk members.
Daily rate is 1,5%

Requirements:

⦁   You must be a Full, Senior, Hero or Legendary Member with Neutral or Positive trust;
⦁   3+ months old signed message when using accounts as collateral;
⦁   Collateral, which will be held by our service or by escrow, if escrow is used you will pay the ~~fee's~~ fees;
⦁   Collateral should be above the actual loan amount (At least 110%+).

Collateral:

⦁   We are accepting popular altcoins with a high volume as collateral;
⦁   The value of these coins should be at least 110%+ of the loan amount, but it depends;
⦁   Bitcointalk.org accounts are accepted, but not under Full Member status;
⦁   Feel free to ask if you aren't sure.

Additional conditions:

⦁   If more ~~then~~ than 2 days has passed after the due date without contact, your loan will be marked as defaulted and your collateral will be kept by us;
⦁   If we will get more BTC from selling the collateral ~~then~~ than the loan amount, we will keep the excess;
⦁   Late repayments without contact will incur a 5% penalty interest applied daily.

Application form:

⦁   Username;
⦁   Amount needed;
⦁   Repayment Amount;
⦁   Repayment Date;
⦁   Your Bitcoin Address;
⦁   Collateral.

Loan Repayment Address:

⦁   15N8VHJAdLJLV6L5dRS7z4sqtFnULQnwBa

Please leave your advice & wishes

Wow. Is that a special member rate? What do you charge non-members?
Anyway, I fixed some minor errors for you but you have a bigger issue than grammar. Usury laws in the USA are made at the state level and your interest rate is in violation of at least 50 of those states' limits. Also, you probably need to register as a money-lender. Under section 347 of the criminal code of Canada, interest rates of greater than 60% per annum are criminal rates of interest. The legal limits vary throughout the EU but your rate is a violation in every member country.
You should probably speak with an attorney before attempting to lend someone money to ensure you don't run afoul of these laws.