I choose bitcoin wallet just for doing transaction online so the payment can be fast, but still all of my money is in the hands of bank.
I don't know it is a good or bad but I don't have fiat money. I only have bitcoins my all work's payments are in bitcoin. so My whole money in bitcoins.
but I also know important of banks. I know one day I'll change all my bitcoins to fiat and store them into bank account.
Yes maybe it does not matter if many who accept bitcoin your area, it will makes it easy to use. If I had better have a bank and bitcoin wallet because both are very important. I can benefit with bitcoin and I could save money in the bank. bank and bitcoin wallet have their respective roles.