I choose bitcoin wallet just for doing transaction online so the payment can be fast, but still all of my money is in the hands of bank.
I don't know it is a good or bad but I don't have fiat money. I only have bitcoins my all work's payments are in bitcoin. so My whole money in bitcoins.
but I also know important of banks. I know one day I'll change all my bitcoins to fiat and store them into bank account.
Really you don't have fiat money at all? So you are totally depending on bitcoins today. So bitcoin wallet is now your bank and your wallet address is your bank account.
But for sure you are going to try to withdraw your bitcoins into fiat money and deposit it to bank soon.
Not that good if you only depending in bitcoin cause bitcoin is not yet legal to spend in local stores that is why we need fiat for that and also you will need to have bank account for safe keeping of your money and it is less risk while in bitcoin wallet there is possibility to lost your bitcoin if the bitcoin address got corrupted.