Well, I update my status: CryptoPay verification process was too heavy and slow; in the other hand Wirex / E-Coin works smooth, so I decide to upgrade from virtual to a plastic Wirex.

I also have been watching BTC/USD exchange in Crypto Pay and Wirex, I think Wirex has the better perfomance.

EDIT August 26

I update my review of CryptoPay and Wirex:

CrptoPay
* Crypto Pay only takes the first 4 digits of BTC when you withdraw, you can lose some little money
* BTC buy rate is $10-$20 low than Wirex (the other reference I have)
* Buy rates information is unclear in its website, they switch betwen USD, Euros and GBP buy and sell rates. You must wait until they show the one you are interested to know.
* CP customer service is very slow, and they don't tell you all the facts you need to know. Removing that, they are very nice
* Plastic card almost took a month to arrive (To Latin America).
* Plastic card has no brand
* I didn't use the plastic card, I can't say anything about if it works fine.

Wirex
* Virtual (Visa) and plastic (Mastercard) work with out problem
* Sometimes the record of transactions are not showed correctly or aren't updated
* When you pay for first time in a store, there's a recharge of $1-$1.50... /I don't know if it's a Wirex Policy or a MC policy.
* Sometimes the Android app freezes when you're loading the card. it's more realiable to refund from E-Coin Website. Loading is very fast.
* This week I found no balance in my account... It seems there were a general problem and they solved it quickly. But it was scaring.
* Platic card took exactly 10 days to arrive (To Latin America)
* Plastic card has a Wirex brand (very nice if you want to talk about Bitcoin to your friends)

P.D. Given CryptoPay was frustrating for me, may be I'm going to test an ANX debit card.