Quote from: Zadicar on August 17, 2016, 09:08:23 AM

Quote from: ajun96 on August 16, 2016, 10:38:23 PM

Quote from: Zadicar on August 16, 2016, 07:55:36 AM

Quote from: realworld on August 15, 2016, 03:37:49 PM

We have to understand where we are paying and how much we earn money every payday and If we control our expenditure and if we have plan for them we can managing our money good .

Having a budget plan would be the best idea and just make sure not to spent money more than on your monthly salary for sure its a overdropped and you would have a hard time to cope up with that since you would definitely make loan to someone if you are always overspending on your money.

yeah we should have a record of how much income you get and how much spending will you use. after you write a note that you can know how much money you use. and do you know how much money you spend and you can reduce the cost of the

Right, because you would definitely notice the difference between spending and the money you earn. In that case you could do such adjustments on your spending if you see that you would go out budget and couldnt sustain until in the next salary. Having budget plans is recommended for everyone.

In the advent of smartphones, I would suggest installing some budget apps where we can track our spending and record our budget for a certain month or year. I have one mine for years now. What I usually do is challenge myself to save more every single month and what I do is adjust some expenses on certain stuff that I have budgeted last month and when you do that, it will become a habit - a good and productive habit.