Quote from: madwica on September 22, 2016, 12:33:15 PM

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Quote from: Etaurith on September 20, 2016, 10:52:21 AM

It is better to save money with most of the money and invest a part of it saving money will be something which is sure but investing can have negative results. So I'd pick a little bit of both.

In what part did saving has negative results? I don't think that saving is going to have negative results at all because I know it has positive results.

Because you are the one who is going to benefit it if you are going to be a good saver of money. Just like a kid they are treating saving as investment.

Because they are going to benefit it in the future or if there is an emergency happening.

Well believe it or not, saving can have negative interest rates, for example there are some banks, that instead of giving you positive interest rates have negative interest rates, the banks are charging you money for the privilege of holding your hard earned money!

I can't believe that people think of Banks as a form of investment, no they are not as banks are only good for saving money or losing money from inflation. Also I would encourage for people who don't want to take risks you should go to mutual funds or money funds, they give a steady increase more than banks do ans it is much safer than the stock market.

I never said that you should invest in a bank I was just describing the fact that there are negative interest rates, besides that has never been the reason of why banks exist (except investment bank that no longer exist in U.S., I think) the reason banks were created was to safeguard the money that is all.

Bank is just for save your money , you can't use it as your investment . Just ensure a security for your money nothing more.
For investment , trading is good choice and you can hold the rest if necessary.

For me wherever you are going to save your money. To bitcoin or bank as long as you are saving then that is going to be a good thing to do and besides if you are going to keep on saving you are going have some purpose for that in the future. And that is just like you are going to invest or you are going to have it in other purpose.

As long as you know your money is safe in bitcoin or bank and you will notice the big difference of that two, bank is 100% safe your money while in bitcoin 99% your money at risk but it would be gives you big income in times that the price of bitcoin would go high.

But the money in the bank is not 100% safe; will you feel safe if you gave your money to a stranger in the street that is known for making terrible money choices? No, then why do you feel safe with your money on a bank?