Quote from: talwinder on October 03, 2016, 05:56:02 AM

hi,
since no one on localbitcoins accept NEFT what are the options we have to send instant payments.
i have used hdfc, icici and yes bank.
hdfc at the moment is no go for imps.
yes bank has 50000 restriction/day and their sms delivery for otp is very unreliable.
icici has 2 lakh/day limit. 30 mins wait after adding payee. but no wait id using mobile banking. also their server goes down twice a month and occasional problems accepting payments from sbi.
i am looking for better alternatives and ready to open 3-4 current accounts in different banks with less IMPS restrictions.
- bank must have no wait time after adding payee to send payment
- unlimited payee adding option per day (icici limit is 7)
- no imps fee (yes bank is free, icici charges small fee)
any help will be greatly appreciated.
thanks.

Go for axis, use their mobile banking app, (net banking has restrictions), instant beneficiary addition, no limits for adding, atleast i havent faced any, and 10 lac daily limit. upto 1 lac, imps charge around 5.6 rupees per transaction and 1-2 lac some 15 rupees and taxes per transaction