Quote from: SpacemanOne on October 24, 2016, 02:25:06 PM

I have to admit that this is much better, still not apples to apples though.
Also, it would be great if SpacemanOne can split his posts into several smaller ones, otherwise the posts are getting extremely large.

Lets start with this one.

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My main point is that ICO investors take the risks of the insurance fund performance but don't get all the fund profits - they get the profits part only. And in numbers it looks not very attractive now.

Your assumption is not clear enough. Why do you think that the majority would vote against the dividends? What this assumption is based on? Obviously, it depends on voting, we cant know for sure what will happen.

The value of the coins reflects not only the reserves (bottom line intrinsic value) but also the fund performance (fund management) as well as the number of policies sold (insurance business).

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I don't agree. At the non-transparent traditional markets it may be. But if at a certain moment the insurance fund shows some loss and the reserve fund can't cover it (everything can be seen in the blockchain) the bonds price will drop immediately.

Definitely the price of the bond may vary. However, the face value of the bond and coupon rates are certain. At the bonds maturity date you receive the face value plus the coupon, this is the fundamental nature of any bond as a debt instrument as oppose to shares and currencies.

Regarding your calculations:
1) You compare a fund with an insurance platform pointing out only advantages of the fund and disadvantages of the platform. For example, I assume that the fund managers will be trading at some cryptoexchanges, so why dont you add a risk that these exchanges may be compromised and the fund loses its money? Same story with the Ethereum network if the fund invests in ETH. I also would not say that there is no legal risk.

Our goal is not to outperform such a fund but create a platform that can solve one of the most important problem of the crypto ecosystem.

2) Sorry, I cant understand what you mean here. What is the connection between our fundraising and dividends?

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Will be less than 10% if the ICO will have more than $1.75M.

3)   Same risks as above.

Of course, everybody can invest and manage their portfolios if they have certain skills, enough time and courage. We do not question this at all.

The unique features of our platform are:
-   Insurance policies that can help traders and funds mitigating risks of exchange/wallet hacks (not available now)
-   Fixed income investment instruments (not available now)
-   DAO-like fund management (similar to offered by ICONOMI)
-   Altcoins with bottom line value (not available afaik)
-   A new niche and untapped market.

The advantages of investing in DAO:
-   Nonfinancial: involvement in decision-making process
-   Financial: dividends based on the earnings the platform makes including ROI (the fund) and insurance premiums.

Waiting for next questions