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Quote from: zodin on October 23, 2016, 07:25:07 PM

yes there is no doubt about this that loans are too risky if you are load to some for investment in bitcoin or to invest it in some other place and lost the money then what will you do. i think you will never recover your loan from him.

Of course before you are going to loan make sure that you have your source of income and you are just loaning because you need to add some capital for your investment. And don't loan because you don't have money or bitcoin because if that is your reason you are not going to be approved by the lender or any lending website.

I have not tried lending money here online because every time I need money I just approach a lending firm here in our place. I can see they are growing their business so that means lending is profitable in the actual world but not here online.

I also think that the credit - is a step towards poverty. No need to take out a loan if there is no emergency. We must rely on our own strength. And try to save for the future

Of course lend always beneficial. Only need to save money for this. And to reduce the risks of loans need to give customers a proven and reliable

Easy to say dude but it is hard to apply that in real practice, I wish it is easy to lend here online and you can ensure that this people will not run and hide after they get the money, we are living in an anonymous world so the risk is really higher therefore not recommended to lend here.

It is easy to apply online here in forum if you have a very good collateral and you had been trusted by some of the trusted people here. But many lenders are still depending on your source of income, so that they have assurance that whenever you are going to borrow. They have assurance that you are going to pay your debt.

Yes there are a lot of forum/thread can offer lending services but we have to check it's credibility with other people. Because getting loans are always risky we always have to be careful where to look for a legit company who offer loans.

I did not even try asking for a loan here in the forum but I am not planning to do that as I know how much I can only avail using my account as a collateral,people trust users especially when an account is trusted but for me I do not want to compromise my reputation here as if I will be defaulted with my loan that's a big mistake for me.

If its not neccesary to get some loan then why we just decide to get one. You are just trying to make another problems on the future. Risking you own account would not still guarantee you to make good amount of loan because it would really depend on the value of your account. LOans are not ideal thing to do unless if you are really in need of money as long you could able to produce money in some ways then do that and taking up some loan would be the last resort for you.

Taking a loan should only be the last option and you should only those do that especially when you are in desperate times that you need money. Without a problem you could always save to reach your goal if you are planning to have a future investment.

I also think that the credit - is a step towards poverty. No need to take out a loan if there is no emergency. We must rely on our own strength. And try to save for the future

It does really the steps towards poverty because if we dont have the capacity to repay the loan amount we would surely suffer on deep debt and we would really hard to cope up with it especially if we dont have the guarantee to pay it on due time and as we all know interest would grow even more if we fail to pay it on the right time and it would still grow and grow even more. Making loans would be the last resort if we dont have choice but be sure to pay it back.