Quote from: raven7886 on November 12, 2016, 02:35:54 PM

Quote from: betohell on November 12, 2016, 10:13:25 AM

Quote from: Ayers on November 11, 2016, 05:06:28 PM

Quote from: shyich03 on November 11, 2016, 03:17:56 PM

It goes down to self control. Of you are able to control yourself not buying useless things, there's no harm using a credit card. And it even gives you rebate around 2%, so why not

i think the best way is to have zero funds on your card altogether so you are able to spend anything, because by the time there is something i know you would spend on useless stuff

yeah I think by doing that you will be more difficult to shop. but make sure that you save some money later to buy food.
if you can keep your money in a place that is difficult to reach it will be better

Wasting money on useless things is most common for almost every human. It is a bad habit and it comes into practice when we are not realizing the true value of money and its buying power. Like you said, only when we are facing a problem to buy food for the living due to insufficient money, we will come to know about the value of money and the importance of managing it properly.

This is a common thing that will happen. People would really realize such thing the importance of money if he/she already facing financial problems especially on buying his needs. Unwise spending could really make your budget over dropped that's why we should limit our spendings and do buy only the important ones.