i am junior here .i am offering you the collateral account and faucet websites and hosting why you say i am scam ? i am serious and honest . i was applied for loan in btcjam but due to some reasons my acount was not verified so thats why i am here to apply for loan .
you can read my post here
https://bitcointalk.org/index.php?topic=1649291.0i already had been applied for a loan but then i was newbie now i am junior member
List your faucets. If they are worth $400, then you might have a legit offer.
Right now you appear scammy because you KEEP asking for loans without valid collateral. If you can contribute to the community in a positive manner for at least a month, without asking for more loans, you may recover your credibility.