Quote from: clickerz on November 19, 2016, 03:25:01 PM

Quote from: vasrasus on November 19, 2016, 02:04:34 PM

Buy stuffs that I need only then invest it more often in different sites .trading and then tries to manage it by monitoring it and trying to increase it as much as possible. Though it seems too hard when i wanted to buy somethings thats why i make it to a point that there is not left in my wallet.

Impulse buying is not a maney management habbit. Now, I think i am much better comapred before. I have now recording my expenses, and I do the budgeting. Though its time consuming, but it really work and you can save too since you know where to cut some expenses.

It would be better if you save 10% of your earning first before doing the calculation for budget. That way whatever you wanted to buy, or belong to the alloted budget, you already have savings for your future use.

Quote from: Positid on November 29, 2016, 03:31:33 AM

(snipped)
As the famous Robert Kiyosaki said, "live below your means".

by doing the things I stated you are actually following this rule.

Quote from: diegz on November 29, 2016, 04:14:11 AM

Regrets are always at the end, you'll never realize it unless you've already did it. That's not mismanagement I think. But since you already realize what happened to you, then I think you already learned the lesson. I am sure that you will be good at managing your money in the future. Just don't repeat the same mistake over and over again.

Actually it is a mismanagement of fund or budget. Spending and later having a regret on what you have done is a clear indication of budget not wisely spent.