Quote from: manicminer on December 15, 2016, 06:48:35 PM

Quote from: keyscore44 on December 15, 2016, 03:36:14 PM

Withdrawing from ATM in my opinion is very expensive for every card, so i'm doing this only when i must. (as i know the smallest fee is around $2.5)

You consider a fixed $2.5 fee for an ATM withdrawal too much...

Quote from: keyscore44 on December 15, 2016, 03:36:14 PM

Paying shops and internet is very ok( if you pay in currency that card was issued, in other currencies sometimes they take little %) - anyway it is very comfortable and not expensive.

For simplicity's sake, let's consider the little % to be also 2.5% - in reality it's usually more, but in this way we can compare a $2.5 ATM withdrawal fee with a 2.5% shopping fee...And you don't consider a variable 2.5% (in our example) not to much! The devil is in the details, let's see!

It all boils down to how your variable 2.5% shopping charge compares to the fixed $2.5 ATM fee. It depends on how much you live on bitcoin: how much of your monthly living expenses do you charge on your bitcoin card. How much do you live in a cash society (the majority of your transactions will be ATM withdrawals), or how much the society you live in is a cashless one (the majority of your transactions will be for shopping).

Quote from: keyscore44 on December 15, 2016, 03:36:14 PM

I never make operation: my BTC wallet > cryptopay BTC wallet > fiat > bank account, so i can't help you, but if someone did it, please let us know.

You seem to can't help me in something I didn't even ask. It's OK!

Heh, yes. The devil is in the details!
But in this case all is about amounts. Let's put it in this way:
If you pay for things that are not expensive - it is better to pay directly with card.
If you're planning a larger purchase - use the ATM.
The threshold, we can take the amount of $100 but it will depend on the card and the individual fees.
Sometimes ATM can charge you $2.5 + %
However, in my opinion, one of the most important things is the spread between buy/sell Bitcoin.