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Quote from: jerol31 on March 26, 2015, 12:25:04 PM

Is it better to save money in bank or invest it online, in real estate or maybe gold?

Question which can have different answers. Because if you find way to invest them which are safe and in which you can earn more than leaving your money at the bank for sure that is better to invest. But having in mind than the key word "safe" is never sure remain to be decided as you think may be the best choice according to you.

If you are looking for the safest form of investment even i would suggest depositing it in a bank and can have a marginal profit and the risk factor even while depositing in banks is that if the bank closes down as we have seen during the economic meltdown you are bound to lose your money.So every form of investments have their own risk ,so be smart when it comes to money.

Yeah saving in a bank probably would be the safest form if you're choosing a bank that's already reputable and firmly stable. Though, the money you'll place there would basically be for emergency purposes only as it has a very small growth. And there's also the chance of the bank closing for whatever reason. Let's be serious, even big banks are not prone to this. So for me, since there are risks whether we like it or not, investing is better as it will give your money the highest chances of earning. It' just important that we know all the information needed about where we'll place our investments. You have to have guts and proper research when investing.

I would not say the safest form of investment is a bank, because it is not even called investment it is called saving. That is why when you are creating an account in a bank they are called savings account. You really don't earn anything in a bank because the interest that banks give you are not greater than the inflation therefore you are losing your money's value while it is inside a bank.

For the bitcoin, it is applicable as the price will rise even if you save it in a bank without any interest.