Quote from: 1Referee on January 13, 2017, 02:59:30 PM

Quote from: mornabo on January 11, 2017, 09:32:32 PM

Quote from: Zigsss on January 11, 2017, 08:21:36 PM

I do not think that we need it at all, we all ready have online wallets and I think that is okay and nothing more is needed.

I think that's not a problem, even if you do not need it, but it may be users out there will need them. I think it does not matter if it was made, you're free to use your wallet or bank

I do kinda agree that even though certain people don't like the idea (I am one of them) of having a so called Bitcoin bank, that there may be plenty of people liking it. That's why it's great to have the freedom to choose whichever service you want to make use of. But the main thought behind them liking such an initiative, is that they either earn interest over their coins, or that they get a feeling of fake security as they think it will be comparable to how traditional fiat banks operate. But then again, if these people like it, then so be it.

There is a difference between banks and virtual wallets, from the way I see it banks are just made for fiat and usually take huge taxes when withdrawing or when using a credit card, wallets on the other hand dont.
Xapo for example has no fees when sending bitcoin and it has a debit card that has many fees associated.