Actually I have to say that I have my money now, so no issue there, But we have to remember, that BTC is dodgy, nobody regulates it, nobody regulates the exchanges, the payouts, anything.
So this is the liability we have to take with it.
Yes and no. I think I trust MtGox more than their bank. Sure, they are (very) late in processing the payments, but I feel like the main liability is in their bank more than in them. That's quite subjective though, but they're the market leader and they practice fairly profitable fees, so I don't think it would be their interest to go rogue while business is already working so well. Their bank, on the other hand, is an easy target for the authorities who would like to "regulate" Bitcoin.