This doesn't change the fact that Ripple is nothing more than a vehicle to make the founders millions of dollars.
You've ignored the fact that you can do useful, productive things without using the XRP currency
Then why have XRP at all? Oh yeah, to prevent spam. But to prevent spam it must have value. So then if XRP has value, XRP is like a currency, plain and simple. You're right misterbigg, XRP has no purpose. Except to make the founders rich.