Wasn't the idea of Bitcoin and crypto and blockchains and DAO's to get us away from banks?
You miss the point entirely. Look at the Internet. The first Internet companies worked closely with the government, building a network with the government as their main customers. Was the point of the Internet to get away from government (or other centralized) control of information? Of course. The key thing was that the Internet was not a network controlled by the government.
I liked Ripple, but my thinking has moved on....I want a crypto that gets me away from banks, not back towards them.
That's what we're doing. We're getting the banks to use a network they don't own or control.
In the future, all humans will use software-coded coins to exchange value and to conduct trade and to run countries. This genie ain't going back in the bottle, she only gets more evolved and virulent.
Buying a first generation cryptocoin, like Bitcoin or Ripple, is like buying Windows 386 or MS-DOS 3.3 in 1990 and thinking it will serve the computer industry for the next fifty-to-hundred years.
Cryptocoins are nothing but software code and code evolves daily, so will our coins.
Move on as each new generation of cryptocoin emerges, Darwinian evolution in the flesh. There's no going back, TINA (there is no alternative).
You may well be right. And if you are, the way to get there is to bridge the existing financial system in -- because that's where the money is.