Quote from: icecube45 on July 01, 2017, 05:02:48 PM

Quote from: bajing on June 30, 2017, 06:19:20 AM

Quote from: icecube45 on June 29, 2017, 05:59:41 AM

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Quote from: Sled on June 28, 2017, 07:40:09 AM

Quote from: eann014 on June 28, 2017, 07:26:52 AM

If you don't like to risk then you just need to save it, it is depend on us if we don't want to experience losing a money. But if you want to risk just to earn huge money then invest it.

There is no future in saving money because it is not like investment that will make your money grow to a higher amount in a short period because saving is just adding money to your account or savings account and it is not growing based on the interest because you are working for money which is wrong because the people who got money and invest it believes that money should work for us.

Life is risk, whether you take risk or not youre still on a risk that your future might not be good not unless you prepared for it now, Saving is really not ideal for long term goals because the value of your cash in a bank becomes undervalue because of inflation every year. Invest your money and let your money works for you.

Yes it is true to save money in the bank in the long term is not good because it will drain our money little by little. Investing money can make our money grow and avoid inflation, this will make a profit in the future. While investing is risky but we can minimize the risk so it is safe, so as you say life is risky and we must dare to take that risk to be successful.

I don't agree with you save money in the bank can not make your money drained, there your money is safe but only the value is not much increased because they give interest. Yeah investment is the way to earn money but IMO isn't a smart choice because not all investment are profitable.

Yes there is an interest when saving in the bank but it is not much and I am sure no more than 4%. Why I say will drain the money? That's because there are also many administrative costs, and I'm sure the interest given is not as much as the administrative costs that must be incurred. And maybe I agree if saving money in the bank is safe because there is a security guarantee given to us. And for investment ,, investment is a smart way to get money I think. Not all investments are profitable is true but people who want to invest will definitely deepen where they invest. So if we are smart about choosing an investment for sure it will benefit or can make money.

It is better to invest your money to something rather than saving it, but if you already have an investment and you gain more profit from it then you should save it for the future. After you get your ROI then invest it again to some other businesses. If you are business-minded person you will seek your opportunity and make it happen. Just accept the fact that there's always a risk on everything, it may go up or down but this is just normal because everything should be balanced.