So this may be a dumb question... but have the app or card been released yet? I was searching for the app on the mona.co website but couldn't find it. Only something explaining how easy onboarding was via the app

No body is updating about the VISA accreditation status nor the app. All kept in the dark.
Duh fuck? Try reading instead of spreading FUD... App is being launched Aug 31st - always the plan... did you even read the whitepaper lol?
JollyGood is a confirmed FUDster here...just ignore him.
It amazes me when people post a ton of drivel but never bother to read the whitepaper or the actual OP of any token or coin. It's good to ask genuine and heart felt questions but it's time to stop spreading FUD in an already bearish crypto market. It's not just MONACO token that is suffering price wise at the moment. Poloniex is bathing in a sea of red currently and Bitcoin is also sliding price ways downwards daily, dropping at 50 USD a day at least.