Quote from: panju1 on July 16, 2017, 12:24:53 AM

Quote from: Kaiser72 on July 06, 2017, 12:05:02 AM

If you are not getting any decent returns on interest, why keep excess funds in the bank???

You do get some risk-free interest. It doesn't matter whether the returns are decent or not. Your principal is safe, and you are getting some additional returns.

It is safe since it just in a bank and you can get anytime as long as the bank is operating but it will just keeping your money on it without additional unlike when you put in a wallet or investment it will work and can double sometimes depending on the activities youll be doing with it.