Is any here even aware that there have been bitcoin based debit cards for months (if not years) and didn't need to be crowdfunded (AFAIK)?
Xapo
Bitpay
Cryptopay
Uquid
Bitplastic
platinumbitcoincard
Coinsbank
Wirex
...... all already operating. you can order a card TODAY and get it in the mail in a few weeks.....
HALLLOOOO

The bitcoin debit card you list above are charging very high fee. Monaco's will be very suitable for regular people like us iwth low/zero fee. And there will be ability to get profit share of the platform as I heard.