Quote from: JeffBrad12 on July 29, 2017, 10:51:54 PM

Quote from: viniciusfbm on July 27, 2017, 01:17:47 AM

Hello guys, we are currently working in a smart contract powered pension fund platform, and studied how we could improve our ICO.

What do you think about using the following rules, do you have any suggestion to improve it? We will publish it on github and if community support it, it could become a standard for next ones.

Main Points:

ETH Locked through smart-contract, the funds will gradually become available based on Auctus business budget plan.
Smart Contract source will be published well in advance, this will allow potential investors to audit the contract.
We will publish our crowdsale contract address in advance, minus the last 5 digits, so there is no chance of funds being sent to an incorrect address.
Team will have 2 years vesting with 6 months cliff.

But I have a question for your idea. What is that? And how it works? In the real life, the pension platform used the system that the worker must do dues since long time ago. And another worker too, it just like insurance.
But you have a responsibility to distribute it to the pension worker.
Like above me said your business is pointless. I don't think that will work.
Basically, the project must generate its future funds from the result of the development and not by using the funds from the investors. That makes you are no need to make a lot of money through ico.

This topic is just about ICO, to understand our business model you would need to read our medium post and you can find even more details on our whitepaper draft, i couldn't understand you very well, but please user our ann if you have any question about it.