Quote from: CYPER on August 18, 2017, 01:31:36 AM

Thank you for your answers.

-Company is 2 months old, there has not been any fillings so far. - Are you saying the Certificate of Good Standing does not exists, because the website is offering me to buy it. Also the Register of Members is available for purchase.
-To maximize returns. We invest 50% of capital but get 100% of returns. We double the returns and it is worth it even paying the bank interests. - So if a property is bought 50% capital and 50% loans then how does this affect REAL tokens holders? The loan would be a liability in your accounts for which the bank must receive a monthly payment I assume. Will the REAL token holders be involved in this. Please clarify.
-I did not understand the question - REAL tokens will increase in value mostly because of its speculative nature. But the dividends payouts will stay mostly fixed. During the pre-sale 1 REAL token would cost around 1USD. Hypothetically the price could increase tenfold to 10USD in the future, but the payouts from rent would stay roughly the same. I am asking if there was or there is another asset that carries the same characteristics.

Melissa, this is not directed at you, so please dont reply. it is directed at those you are selling this idea to as I am writing an opinion to the crowd, it doesnt need the 'seller' coming and pointing out all my wrongs and saying all the right things. No offence, but ......

I was very interested in this but the second I read they would be getting bank loans I was put off. I would be put off investing in a bank een that gives loans to crowdfunding purchases. That laone must have a entire whole new manual written. Mortgages generally have a completley different law when it comes to a joint ownership. It must be insane for a crowdfunding ownership. The legalities and the concern over lawsuits from the crowd wuld be something I think would scare a bank away.
So for that point alone I would have to wonder if this ICO has gotten anything from a bank saying they would give this particular crowd funding business a bank loan or mortgage. You would think that the bank would have to go through everything before agreeing to lend to a crowdfunding business andevery single crowd funding business would have to be scrutinized by a case by case basis. i cant imagine they ahve a run of the mill loan available to this type of business.

Furthermore, back to where Melissa mentioned bank lonas, I was put off this insantly. It makes no sense to me that you would take out a loan for 50% of the house when you are crowdfunding, it is a complete waste of money and brings concern over going bankrupt very quickly, as you have the business who has ownership in the house, the crowd has ownership in the house and then the bank has the biggest ownership in the house. Do the investors get a say in what bank they will take the mortgage from or is this just up to the business to decide? The thing is the business is the minority holder out of all the groups involved. So surely the crowd gets a say in this, but then you have to think they would not have many options as i do not see banks giving crowd funding groups bank loans on houses very easily.

Actually, if you really think about it, if the business is going to get a bank loan for 50% of the house, and they have already put 350k into this business, why would these people not just buy the house themselves, with the baknk loan and then flip it and buy again, and flip it and buy a couple and flip them etc, why would they not just be a little investment group making a killing, why do they need crowdfunding if they have bank loans for half the property and there is so many of them involved. Surely with so many involved thye could do a much better job than a experimental business that still needs the same bank loan but with a ton more people with their hand in the jar.

The second they menon bank loans, it brings up a ton of questions, it becomes very experimental for a bank and the risks are huge. The risks of lawsuits for ownership from the crowd is a massive risk. Banks who give loans out to joint ventures dont give them out to one party considered 90% and 100 people considered 10%. That statement may actually be way off base from me but this whole thing has annoyed me as the more i write the more questions and concern that come to mind.

I think this is doomed to fail from the start. Why on earth would a successful business need a bank loan......they think its better to have more propertoes and multiple loans all while the bank has 50% of every single investment property than the bsuiness adthe crowd owning the properties outright. They seem to think jumping into the deep end with the bank paying for half of every investment is better than them owning one on their own. Brings me back to why would this crack team of real estate experts not just buy the houses between themselves and sell them/ They seem to be destined to earn less money by having a crowd and the bank involved in every single property. if they were as good as they claim to be they would not be starting a business like this,. Surely they have watched Million Dollar listing and know that this is going a bit backwards.

I can tell you now that the whole thing about investing in multiple countries in not very well thought out considering every single country has different land ownership laws, different lending laws, different business laws, etc etc. Not to mention tax laws.

This ICO may not exactly fail, but they seem to be taking on a lot more risk than anything i have ever heard of and i dont think they are going to have a bank that will loan them 50% on a property and if they do im sure that bank will only give them one loan at a time while they see how they go with it, which makes me think they should just do it wihtout the bank.

Anyone notice there is a reason and excuse for everything as well? Spelling mistakes pinted out so they excuse it by talking about grammar and speakign other languages. They arent going to get bank loans like that. Also if their team is full of coders...i thought they were real estate agents and thats not a good excuse anyway as they need marketing right?

So this message has had the spelling mistakes and grammar left in for keeping with he theme of the thread.

Cant supply company documents because they are new? Companies get their documents before they are officially a company/ Maybe melissa tries to answer everything and things she does not know she does nto bother asking the person who does know? Will that continue through everything? Good luck to those investing in this but if they had any clue about real estate they would know that Spain is one of the cheapest places to buy property. Why would they buy cheap property to sell just as cheap when hey have the whole world to look over. Something tells me they have not put much effort into their research here./