Quote from: cyberspacemonkey on September 24, 2017, 08:03:50 PM

Quote from: MiBambino on September 24, 2017, 07:02:28 PM

Quote from: cyberspacemonkey on September 24, 2017, 06:40:25 PM

Quote from: KingArbinV on September 23, 2017, 12:45:29 AM

Nothing new - this project is just second Estonian-grounded project simply extending ideas of previous Estonian digital Polybius bank, which first proposed idea of blending banking services with financial marketplace. The slight difference is that Polybius team was shy to mention cryptos in conjuction to banking services, but these guys dare to do it.
As far as it concerns crypto accounts and crypto-nominated debit cards - there are hundreds of such start-ups and even well-established companies like MonacoCard, Coinsbank, UQUID etc.

Economic model is also weak - in WP they promise to distribute only 10% of annual income to tokens holders and try to sell only 40% of token supply for near 50mln. For instance, Polybius bank engaged to distribute 20% of annual income for all tokens, from which 93% are sold to public. Thus from financial perspective Polybius token is 17x more attractive then CAG.

Given these considerations I restrain to participate in this ICO and not recommend anybody to engage in it.

I have to agree with you here, for starters it's going to be very hard for this token to be listed on any serious exchange for a long time if not ever due to its "banking" nature and regulations.

https://medium.com/@CryptoJudgemnt/comparing-cryptobanks-tenx-monaco-change-polybius-tokencard-bankera-54345c04c6a7
Read this, the website has no connection to any of the projects discussed in the article, and change comes out as the best one

Thanks, the comparison in the article is accurate and Change may have its advantages over other similar projects but that does not change the fact that it's going to be difficult for the token to be accepted at exchanges like Bittrex or Polo but I also hope I'm wrong.

As the world moves closer to global crypto adoption, things might change (pun intended lol)