Quote from: Ascension Dev on October 12, 2017, 07:14:59 AM

Yes loans are the number one risk off negativity status in bank accounts . There is too much corporate greed behind the loans.

When you take a loan you know the terms so you can easily not proceed if you do not want the terms, banks should be transparent because they are in the business of trust, but they will do the necessary actions to determine if their clients has the capacity to pay. Loaning in crypto has a big difference, there is not much KYC here and we just loan based on trust with collateral that has a value lower than the amount borrowed.