Quote from: mr_uk_btc on October 23, 2017, 09:14:06 PM

I think the OP and you are both genuinely misunderstanding the Swarm Fund model. Also the OP's initial quote of Swarm Fund is clearly being used out of context...

Perhaps you should reread their offering.... but in short....

Swarm Fund are providing a platform for existing funds, such as the existing US-based Real Estate fund they are launching with, to gain access to new sources of capital from the crypto markets. Property title deeds are not held by Swarm or the users of the platform, they are held by the third-party RE fund. The investors sourced via Swarm will be issued asset-backed tokens that represent the dollar-value that they invested into that fund initially. As the Real Estate fund gains in performance the asset-backed tokens increase in value and may be exchanged at any time via the Swarm Network exchange, providing instant liquidity in what is normally a less liquid market.

How is the initial quote of Swarm Fund used out of context? Swarm Fund cites this business problem:

Quote

You need large amounts of money to buy real estate and your money is tied down for an indefinite amount of time.

This is untrue. How is it out of context?

By saying this, Swarm Fund is trying to make you believe that this is a business problem, when it is not.

https://www.swarm.fund/how-swarm-works/ shows Alice. She is a small-scale investor. Most of the attractive opportunities are outside of her financial means. She finds out about Swarm Fund.

This is misleading. There are thousands of REITs in 30 countries that Alice can choose from and she can buy one share for as little as $5.

Please explain how Swarms subfunds will be able to compete against the variety and liquidity of REITs. Alice should do some reading about REITs:

https://www.forbes.com/sites/marcprosser/2017/07/19/data-proves-reits-are-better-than-buying-real-estate/2/#7c4b113f5cc3

REITS vs real estate crowdfunding (author is from private equity real estate)
https://seekingalpha.com/article/4051897-reits-vs-real-estate-crowdfunding

Swarm Fund should be explaining how they are superior to REITs, not trying to make the reader think that he/she could never have invested in real estate before Swarm Fund came along.