i also have my instagram account @dxncherik which i can put up https://www.instagram.com/dxncherik/

You don't "understand" but i am sure that you can read...
I bet the amount that you ask that you will get a negative soon. Have fun! Grin

ill put up 0.00403847btc as a collateral

The collateral needs to be worth more than the loan amount to be considered. Also, it's kind of pointless to use BTC as collateral for a loan of BTC.

damn lol i dont know i offered whatever i think could potentially be valuable