Quote from: UrbanSi on November 07, 2017, 08:58:55 AM

Quote from: shemish on November 07, 2017, 08:40:28 AM

I tend to do my business quietly with no exposure hence, new username. I am a contributor
who got pissed off last night after reading wonderfully structured PR. Couple of comments:

Well, all nice and dandy but I can't lose the feeling we've all funded an APP instead of ICO.
Since you already developed MojBudged, Money Rebel seems to be an upgrade of that and nothing more.

As one of the previous users stated: cant wait to see a 2mio app.

You know, there are specific platforms for sourcefunding, KickStarter to name one.

Now, seriously, how do you plan to get banking licence in order to deliver
this merge of Fiat/Crypto services and rest of classical banking services?
You are not a bank, your company is registered as a programing company.
This is quite a leap don't you think? Will you establish a new company? Whats
the deal here? All of this reminds of soooo many "success" stories from Slovenia
that my gut feeling might not be wrong afterall.

Now, being an advertising professional with 20+ years of experience, please, no PR, straight facts.
Thank you.

Sure, we love anoymous people being pissed off. I will answer your querstions very u........y.

"I can't lose the feeling we've all funded an APP instead of ICO." - this is beyond my understanding, proppaby you are no familiar with ICO's and purpose of ICO's, seriousely dude I will not answer to that.

"As one of the previous users stated: cant wait to see a 2mio app." - as previous useR (not users, also very credible user may I say) misses the point here, you can read my response to him where he missed it

"You know, there are specific platforms for sourcefunding, KickStarter to name one." - no shit

"Now, seriously, how do you plan to get banking licence in order to deliver
this merge of Fiat/Crypto services and rest of classical banking services?" - why would we need banking license for first milestone, do your reading

"You are not a bank, your company is registered as a programing company.
This is quite a leap don't you think?" - glup you got us, read above

" Will you establish a new company? Whats
the deal here?" - if bank needs new company we will establish new company, I suppose you never established a company, it's not a rocket science.

"Now, being an advertising professional with 20+ years of experience" - that makes you credible, for not understanding ICO's, or what did you want to say here?

First of all, when I have read this post, I was shocked...you actualy have balls, first to ask people here for contributions, than to put whole thing on hold, right after you have reached your goal 2mio EUR...and than to write comment like this...?!!! This post of yours shows that you are pure amateour...and since your comment is also in one point reffering to me, I am sending you my answer...

Sure, we love anoymous people being pissed off. I will answer your querstions very u........y.

It would be actualy nice to see finaly some real answers, since all your answers and comments are nothing but pure PR, no facts, nothing.

"I can't lose the feeling we've all funded an APP instead of ICO." - this is beyond my understanding, proppaby you are no familiar with ICO's and purpose of ICO's, seriousely dude I will not answer to that.

It seems that nobody who does not totaly agree with you is for you not serious. I don`t have to be ICO expert for noticing that something is wrong here. Maybe I am not ICO expert, but I am expert in field of finance on high level. So I know what I am talking about. And app or platform or whatever - I can`t wait to see this miracle...

"As one of the previous users stated: cant wait to see a 2mio app." - as previous useR (not users, also very credible user may I say) misses the point here, you can read my response to him where he missed it

Of course user, because I am almost only here, who is not member of MR team. Almost everybody else here is just for PR or in some way involved in project. Very credible you say...? You know what is uncredible or maybe better expresion would be hilarious...? That you actualy think, that you will be able to apply for banking licence. Do you really think, that some regulator will give you banking licence when you will tell them, that you want to invest sight deposits from current accounts in cryptocurrencies...? What do you think - that banking bussines is same like playing with this ICO...

"You know, there are specific platforms for sourcefunding, KickStarter to name one." - no shit

There will be a lot of shit for your investors in the future...

"Now, seriously, how do you plan to get banking licence in order to deliver
this merge of Fiat/Crypto services and rest of classical banking services?" - why would we need banking license for first milestone, do your reading

Actual banking licence in not possible to get for this idea, not for any other "milestone". This is the sad reality for you and all investors in your idea.

"You are not a bank, your company is registered as a programing company.
This is quite a leap don't you think?" - glup you got us, read above

Nice answer...how old are you, 15 years...?

" Will you establish a new company? Whats
the deal here?" - if bank needs new company we will establish new company, I suppose you never established a company, it's not a rocket science.

Simple question - how many banks did you establish? Do you know anything at all about banking business....? Sorry, but you have no idea, what you are talking about. Establisihing bank actualy is almost rocket science...

"Now, being an advertising professional with 20+ years of experience" - that makes you credible, for not understanding ICO's, or what did you want to say here?

It seems you like talking about credibility, so let`s look at some real facts, regarding Moneyrebel:
- company established on 27th of June 2017, with share capital of 17.500 EUR from 6 investors (BTW, mr. Urban, who is very loud here, invested 1.625,75 EUR and ABC accelerator invested 700 EUR). Just imagine, you invest 17.500 EUR, and get 2 mio...
- no employees
- no office, it is registerd on adress of co-founders
- founders don`t want to invest their own money (accept already metioned share capital) - remeber: condition for even starting work was to reach first milestone. They actulay want to open bank, not to invest anything in it.
- no working app or anything else - MR is at the moment only idea on paper. BTW, Moj Budget is/was totaly unusable app...
- crypto arbitrage Kriptel or whatever is this thing called - why the f....can I not invest directly in it? Does it even exist? Well, we have to belive to founders of MR that it exists and not only that - it makes 16% yearly return. Again - why can I then not invest in it? Why do they even want to collect funds through ICO, if they have such great product. Why don`t they just put it on the market...? And at the end - crypto arbitrage is nothing new, new is here only that MR founders are claiming, that there are no risks in investing in it.
- founders of this idea are, let`s say in some way experts in the field of financial consulting for retail clients (although this is also discutable), but with absolutely no experience in developing banking services, not to talk about actualy establishing a bank...
- PSD2 directive, which is one of the main conditions for MR idea to work, is about to be implemented, they say, but I can tell you from my professionel experience, that banks are not even close to it, if ever.

And on the top of it, as soon as they reached 2 mio, they wrote nice PR for making even nicer excuse, why puting everything on hold.

Should I continue...?

Do I think MR is scam? No I don`t think so, however it would be nice to see how much of collected funds will end on accounts of founders.
What I actually think, is that:
A: founders have already reached their goal and got funds for investing in this crypto arbitrage, since all in all this is the main idea of MR
B: Are actualy not aware, what are they promissing and will sooner or later found out, that they will not be able to deliver their promisses. It would be not for the firts time in this start up ICO scene.

Do you still think, this is good investment...? Good luck with that...