Quote from: kryptqnick on December 05, 2017, 07:46:27 AM

Quote from: thecodebear on December 05, 2017, 03:12:26 AM

One of the big features of Bitcoin is that it is cheaper than paying with credit cards. ...
Anyways, businesses have hidden the credit card fees from consumers by pricing them in to products and eating the fees. With Bitcoin though, the sender pays the fee. Even if the fee is a lot lower than credit card fees, you're still spending more when using Bitcoin because the the sender pays the fee. This needs to change since businesses already price in fees. ..

That depends a lot on which credit cards you actually mean. In my country when you pay with credit card the fee can be from zero to 3%, I guess, whereas btc fees can go up to 5% or so.
If you mean the prices of products, though, then why are you saying the fee is already there? People who pay with cash also pay the fee you've mentioned, right? Yet it wouldn't make sense for them to compensate what credit card holders should pay.
Moreover, if some cryptocurrency gets highly adopted for everyday life (and I think it's pretty obvious that bitcoin will not) then taxes will be payed in it as well, just like with fiat.

Maybe you're not getting what I'm saying. Since most people pay for things with credit cards, instead of adding the fee on top of the sale price when people use credit cards, they just hide the fee in the price of item itself. So you pay the fee whether you pay with CC, Cash, or anything else. But Bitcoin charges the sender a fee right, which would be on top of the CC fee thats already added to the price of the item. A big feature of Bitcoin is it has lower fees than credit cards. So the Bitcoin fee should likewise not be added on top of an item but included in the price itself. The way to do this would be at checkout a merchant could have a standard transaction fee that it subtracts from the price of the time, in that way with Bitcoin you still just pay the price of the item, with the fee built into that, instead of paying for the price of the item and adding a fee on top of that. If you add any fee on top of the price of an item for Bitcoin purchases then Bitcoin is literally more expensive to use than any other form of payment. The cheapness of it only makes sense when it is priced into the item. And there's no reason payment client software couldn't just add the fee into the normal sale price so there is no fee on top of it.

Obviously I'm talking about when Bitcoin achieves scaling so that fees go way back down. But I don't ever see Bitcoin being used much for payment unless this is addressed. Why would anyone pay extra to pay with Bitcoin? I certainly wouldn't. Even if the fee is back down to 10 cents, you do that for every single everyday purchase and over time that's gonna add up to a lot of money lost.