False, credit cards are usually taking 0% fees of whatever you buy, the only "fee" that you have to pay is the Anual Maintenance, and yes, that is extremely expensive.
The same applies if you go to an international ATM to withdraw some money, they will fuck your ass with their five dollars fees.
One of the big features of Bitcoin is that it is cheaper than paying with credit cards.
And bitcoin fees are high too, but if you are usually sending more than 10 payments a day to different people, tell me, would it be profitable for you as a bussiness? I think that it would not.