when I say sell before Ripple dives. I mean like within the natural flow. every coins gains and then retreats us from that gain.. so sell at the top of a peak .. I never said it was gonna bomb totally. geez some proportion.. anyhow you are micoscoping too hard. let's leave it. you clearly don't get my drift.
As for which banks..
http://gtgox.com/partners-of-ripple/have a read dude
everyone is worried about getting in at a certain price of X but didn't suspect that it will hit 2X then 3X and so on and the only wish remains to buy it when it was below X.