Quote from: sapnu on December 20, 2017, 05:12:42 AM

Quote from: Siren on December 05, 2017, 07:17:59 AM

Quote from: congresowoman on December 05, 2017, 06:40:10 AM

Hi guys! Can you share some tried and tested tricks on making the most out of your buck and also some tips on how to save money more effectively. This will be a heck of a help to our fellow users here. Thank you so much.

I also put aside 20% of my daily jobs earning as saving. And then the what's left is I budget it. It has works wonder for me up to today. I'm glad that I'd listen to my parents early on regarding saving. You might try it if so see if it's fits you. Others do to the opposite, they do the budget first and the rest put into saving. I guess you have to try and experiment it yourself. And always ask yourself if you really need or just want it before spending your precious money.

For me, the best way to save your own money is to store it on your application wallet on your phone or in web wallet. And do not spend it for unneccesary things just to fulfill your satisfaction. You should save it and think on your future expenses that if you need money you have money to get if you need it.

As it is said that always learn from the personal experiences of others, here I would like to share my own personal experience. At a start of the month, start writing about everything you are spending, and dont even miss a penny. At the end of the month, take out that list and start observing all the entries one by one. Those entries which were of no use, just cut them away and do not re spend on them. After two to three months, you will not be spending anything extra.