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Tell me, do I understand the idea of the project correctly? If I have free funds, then I can lend to other users of the project and earn on it. Right?

Yes, you can be the creditor and give someone your money and earn % on it.

Interest on the loan will be set by your company or it will be formed under the market?

Thanks for your question and interest in our project.
The interest rate will be set by borrower in loan application, at first. The investors view the loan application and decide whether to invest or not. The borrower can increase interest rate if his application won't be financed. So we can safely say that the interest rate is set by the market.

Dev, thank you to this project, because it's a big help to all company that need loans, and i know soon it will be succeed, not in this country, but whole world, thats all Wink