What I really have not gotten yet is what the token PAY is about. As far as I undertstood, I can send cryptos and they are converted into money which I can spend or withdraw with TenX card powered by Visa, right? So what is the token PAY for?
This is exactly my analysis of the token... from the start except that upon the start there still was a promise of 0.5% dividend stream attached to the token. That is gone now due to securities law issues vs exchange listings. That means that - formally - the TenX token does not represent anything right now except for dreams. But the TenX team probably will find a way in the future to give the TenX token a role in their ecosystem. But at this stage I do not consider the token fit for investment myself.