Well,.. my bank convinced me my 'online banking' is safe. So, yes ,.. I do have real money in a kind of online wallet.
Everyone knows, the Web GUI is just the frontend to access your bank account.
If they hack you while you do online banking, you're busted.

Everyone knows, the Web Wallet is just the fronent to access your whatever-crypto account.
If they hack you while you do crypto business, you're busted.

If they hack your bank, your money might be gone.
If they hack your crpyto wallet provider, your crypto might be gone.

What's the difference anyway?
You either trust the company you park your money/crypto in, or you don't.