I have lots of ripple but it is going down day by day. For me it's not problem because i bought all of my xrp 1/4 of today's value.
I will hodl it to the 10 dollars. I believe that. I hope that

I hope you're right. I too bought ripples at like 20 cents. To me it's a miracle it reached that crazy ATH, it's not worth that IMHO. Sadly Bitstamp was holding mine and prevented me from selling them. I sold the ones that weren't locked at $2.5 and I think I made a good deal.
I just.. don't see why banks would need it.. I don't believe in all that marketing bs, and I believe it went up artificially. But hey again, my wallet hopes I'm wrong & you're right.
I have also bought mine at $0.08. I have sold some of mine already last month when its price was still $2.50 which I got back my capital for this investment and some profit. I still have more to keep which is also something to really watch out. I am not sure when to buy back because the price keeps dipping still. I saw the price even drop to 0.90 so its no surprise to see it goes down that low too.